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Commercial

Commercial Insurance in Houston, TX

You've worked hard to make your business a success. Now, it's time to ensure that your hard work is protected. We offer a wide range of insurance packages to meet the needs of businesses of any size. Count on us for commercial insurance in Houston, TX, for your building, business property, equipment, inventory, and company vehicles. Additionally, we offer group health and retirement plans. Call today to learn everything you need to know about protecting your business.

Property Insurance

Property insurance covers the risk of property loss in a variety of commercial situations. It includes coverage for commercial buildings, furniture, equipment, inventories, fixtures, supplies, business records, and other physical items. Property insurance may cover two types of property losses:

  1. Direct losses when property is lost, stolen, damaged, or destroyed.
  2. Indirect or consequential losses related to direct losses.
Restaurant Owner

Commercial General Liability Insurance

Casualty insurance consists primarily of liability coverage, which protects an insured party against injury or damage claims made by other parties. These policies provide coverage for liability arising from:

  • Premises & Operations
  • Personal & Advertising Injury
  • Fire Damage Liability (Fire Damage to Insured's Rented Premises)
  • Medical Payments
  • Products/Completed Operations

Many companies choose our Business Owners Package, which combines your liability coverage, property coverage, and other coverages into one comprehensive policy that saves you time and money on your total insurance program. And because we live in an age of million-dollar lawsuits, you may also want to consider adding extra liability protection in the form of a commercial umbrella policy.


Business Auto Insurance

Business auto coverage insures vehicles that are owned, leased, hired, or borrowed by businesses, whether they are associations, corporations, partnerships, or sole proprietorships. This coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers, and commercial vehicles designed for use on public roads. When you reach out to us, we'll help you tailor a specific plan that works for your business.

Workers’ Compensation

Workers' Compensation coverage applies to bodily injuries and diseases arising from and during the course of employment. Any bodily injury must be accidental, including death resulting from the accident. Only occupational diseases that are unique to the occupation are covered. Workers' Compensation pays for four types of benefits:

  • Medical Benefits
  • Income Benefits
  • Death Benefits
  • Rehabilitation Benefits